Updated for tax year 2024 · IRS mileage rate $0.67

The tax calculator built for gig workers.

Uber, DoorDash, Instacart, Upwork — drop in your earnings and miles, get your self-employment tax, quarterly payment, and exact set-aside percentage. Free. No signup.

Your gig year

All figures for tax year 2024. Estimates only.

Income sources
Set aside per dollar earnedTax year 2024
9.5%

Stash roughly this share of every gig payout into a tax savings account.

Estimated quarterly payment
$663
Total tax liability
$2,768
Refund / (owed)
-$2,768
Effective rate
9.9%

Breakdown

Gross 1099 income$28,000
Mileage deduction (14,000 mi × $0.67)− $9,380
Home office (simplified)− $0
Other business expenses− $1,200
Net self-employment income$17,420
Self-employment tax (15.3%)$2,461
½ SE tax deduction− $1,231
Taxable income$1,589
Federal income tax$159
CA state tax (est.)$148
Marginal rate19.3%

Educational estimate — not tax advice. Consult a CPA for filing.

Why drivers and freelancers switch to GigTax

Generic tax calculators were built for W-2 employees. We built this from the SE tax form up.

Multi-platform aware

Combine Uber, DoorDash, Instacart and 1099 freelance income in one calc — most tools force one-at-a-time.

Real SE tax math

92.35% net earnings × 15.3%, plus the deductible half — done right, not hand-waved.

50-state estimates

Federal brackets + your state's effective rate. Zero-tax states (FL, TX, WA…) handled correctly.

Quarterly payments

We compute your Q1–Q4 estimated payment so you stop getting underpayment penalties.

Set-aside percentage

The number that actually matters: what % of every payout to stash for taxes.

Private by default

Runs entirely in your browser. Nothing leaves your device. No account, no email.

How we compare

Honest side-by-side with what's out there today.

FeatureGigTaxGeneric 1099 calcTax software trials
Multi-source 1099 income
Mileage at 2024 IRS rate
State tax estimate (50 states)
Quarterly estimated payment
Set-aside % per payout
No signup / email required
Runs offline in browser
Free

Questions

+How accurate is this calculator?

It uses 2024 federal brackets, the IRS standard mileage rate ($0.67/mi), and a 15.3% self-employment tax with the 92.35% adjustment and ½ SE deduction. State tax is a flat-rate estimate of each state's effective burden. It's a strong planning estimate — not a substitute for filing software or a CPA.

+Do I really owe 15.3% on top of income tax?

Yes. As a 1099 contractor you pay both the employer and employee halves of Social Security and Medicare. That's why W-2 calculators dramatically underestimate what gig workers owe.

+What about quarterly payments?

The IRS expects estimated payments four times a year if you'll owe $1,000+. We compute a per-quarter number you can pay via IRS Direct Pay.

+Is my data stored?

No. Everything runs in your browser. Refresh the page and your inputs are gone.